Replace weather stripping
Two exterior doors are losing conditioned air. This is the cheapest efficiency win on your home.
+$320/year +2
- Estimated cost
- $40 – $90
- Time required
- 30 minutes
- Return on investment
- ROI 229%
- Expected improvement
- +2
Every Home Has a .
Know your . Improve it. Save money.
is the homeownership equivalent of a credit score — a simple number that helps homeowners understand, improve and protect their biggest investment, with personalized guidance from Raya.
84
Potential Annual Savings
$1,486/year
Next Best Action
Service HVAC
Sample data shown for illustration. Savings are estimated, not guaranteed.
66/ 100
Above Average · Potential 89
Raya · Raya's insight
HVAC maintenance recommended
Demo Home
1428 Coral Ridge Drive
Verified Home
Score
84
Maintenance Status
Excellent
Recommended
4 Recommended Tasks
Estimated Savings
$1,486/year
Potential
89
Neighborhood Rank
Top 18%
HomeIQ
Above Average
Sample data shown for illustration.
Why ?
Today
Credit Score
- Tracks financial health
- Improves over time
- Checked regularly
- Helps people make smarter financial decisions
Tomorrow
- Tracks home health
- Improves over time
- Checked regularly
- Helps homeowners save money and avoid costly surprises
Just as a credit score became the standard for financial health, is designed to become the standard for homeownership.
How Works
Step 1
Claim Your Home
Two minutes, no cost.
Step 2
Receive Your
One number for your home's health.
Step 3
Raya Shows What to Improve
Prioritized by savings and score gain.
Step 4
Complete Actions
Small steps, tracked in your Home Record.
Step 5
Save Money
Lower costs and fewer surprises.
Step 6
Watch Your Grow
Every month, a little healthier.
84 +6 this month
Estimated annual savings
$1,486
Potential
89
+4 this month
Your improved because you:
- Uploaded your roof warranty
- Logged HVAC maintenance
- Updated your insurance policy
Improve Your Today
Upload a Home DocumentEvery document turns an estimate into a verified input — the fastest way to raise your . +3 Complete Recommended MaintenanceOn-schedule service is the largest single input to your Maintenance score and avoids early failure costs. +2 Review New Savings OpportunitiesActing on a savings opportunity lowers what your home costs to own and lifts the categories behind your score. +2
Your over time
+8 since March76
March
79
May
82
July
84
Today
Your home is improving.
Small improvements add up.
Estimated opportunity
Potential Annual Savings
$1,486
Insurance Opportunities
$470Verified records support better coverage terms.
Preventive Maintenance
$416Servicing on schedule avoids early failure costs.
Energy Efficiency
$380Sealing and efficiency wins show up monthly.
Home Value Improvements
$220Documented improvements hold value over time.
Improving your helps uncover additional savings opportunities over time.
Illustrative estimate based on available property information. Savings vary by home and completed improvements.
Profile completeness
Home Confidence
72% Complete
The more knows about your home, the more personalized your and recommendations become.
- Upload inspection+11% confidence
- Add roof age+7% confidence
- Upload insurance+6% confidence
- Save warranty+4% confidence
Home Confidence measures how complete your home profile is — it is not your . The more Raya knows, the sharper her recommendations become.
Three ways forward
Recommendations
Every recommendation answers one question: how does this improve my ?
Every improvement helps your home become more efficient, more resilient, and potentially less expensive to own.
- 1Potential Savings
- 2Completed Improvements
- 3Higher
- 4Smarter Home
- 5Lower Long-Term Costs
Schedule HVAC maintenance
Your system is 9 years old and 21 days past its recommended service interval.
+$180/year +1
- Estimated cost
- $120 – $180
- Time required
- 2 hours on site
- Return on investment
- ROI 120% · avoids ≈ $1,900 in early failure
- Expected improvement
- +1
Upload insurance policy
A verified declarations page turns estimated coverage into confirmed coverage.
Increases Insurance Readiness +3
- Estimated cost
- Free
- Time required
- 2 minutes
- Return on investment
- ROI unlimited · free, may lower premium
- Expected improvement
- +3
Living Map
Your Neighborhood, Alive
As more homeowners claim their homes and improve their , the Living Map becomes smarter for everyone.
Living Neighborhood Network
Every home nearby, and everything that can improve yours.
Anonymous , homes for sale, trusted professionals and live local intelligence — one living map of your housing ecosystem.
Explore the map.
Tap any floating to see an anonymous home's condition, or a professional pin to see the measured outcome they deliver nearby.
Claimed homes on this map9
Listed for sale this week2
Trusted professionals nearby8
Homes are always anonymous. never shows owner names, addresses or personal information — only anonymized and public permit data.
Average Neighborhood
81
+4 this month
Top Improvement
Impact Windows
34 homes this quarter
Average Annual Savings
$1,720
Across claimed homes
Most Recommended Contractor
Coral Ridge Roofing
168 homes served
Insurance Readiness Trend
▲ 6 pts
Rising since storm season
Energy Efficiency Trend
▲ 3 pts
Driven by attic insulation
Storm Preparedness
Strong
72% have impact protection
Permit Activity
48 permits
Filed in the last 90 days
You
84Top 18%
Neighborhood
81
Nearby Similar Homes
86
City Average
79
Complete two recommendations to potentially move into the Top 10%.
Comparisons are anonymized aggregates. Your home is never identified to anyone else.
Raya
Improve My with Raya
Raya exists to help you improve your — every answer comes back to what it does to your score.
Meet Raya
The intelligence that knows your home.
Powered by your and , Raya delivers personalized guidance based on your home's history, maintenance, documents and goals.
Home Record
The Foundation Behind Your Score
Everything you upload strengthens your Home Record — and helps build a more complete and accurate .
- +6 · Value Potential
Roof replaced
March 2024
- +4 · Insurance Readiness
Insurance updated
June 2025
- +2 · Maintenance
HVAC serviced
November 2025
- +3 · Safety
Water heater replaced
February 2026
- +5 confidence · all categories
Inspection uploaded
July 2026
Why Homeowners Keep Coming Back
Every completed project, uploaded document, maintenance milestone, and recommendation helps improve your over time.
Upload Documents
Verified records raise Insurance Readiness and Home Value Potential.
Complete Maintenance
Each logged service protects your Maintenance score and prevents costly failures.
Unlock More Savings
Acting on savings opportunities lowers your cost of ownership and lifts your score.
Nearby
Need Help Improving Your ?
Connect with trusted professionals recommended by Raya for the measured lift they deliver on homes like yours.
Roofing
Coral Ridge Roofing
+7 avg lift1.2 mi168 homes served
- Avg lift
- +7
- Avg savings
- $840/year
- Response time
- Under 2 hours
Why Raya recommended them
Homeowners using this roofer increased their average by 7 points.
HVAC
Atlantic Air Systems
+4 avg lift0.8 mi402 homes served
- Avg lift
- +4
- Avg savings
- $310/year
- Response time
- Same day
Why Raya recommended them
Serviced homes avoid the early-failure costs that drag Maintenance scores down.
Electric
Beacon Electric
+3 avg lift2.1 mi96 homes served
- Avg lift
- +3
- Avg savings
- $180/year
- Response time
- Next day
Why Raya recommended them
Panel documentation raises Safety and is reviewed favorably by insurers.
Insurance
Harbor Point Insurance
+5 avg lift3.4 mi512 homes served
- Avg lift
- +5
- Avg savings
- $620/year
- Response time
- Under 1 hour
Why Raya recommended them
Re-shopping with verified records is the fastest premium reduction nearby.
Pool
Blue Palm Pools
+2 avg lift1.7 mi214 homes served
- Avg lift
- +2
- Avg savings
- $240/year
- Response time
- Same week
Why Raya recommended them
Equipment upgrades cut pump energy use and lift Energy Efficiency.
Landscaping
Ridgeline Grounds
+2 avg lift0.6 mi188 homes served
- Avg lift
- +2
- Avg savings
- $150/year
- Response time
- Same week
Why Raya recommended them
Grading and drainage work resolves the water risk flagged in Safety.
Inspection
Statewide Home Inspect
+6 avg lift4.0 mi640 homes served
- Avg lift
- +6
- Avg savings
- $430/year
- Response time
- 48 hours
Why Raya recommended them
A verified inspection turns estimated categories into confirmed ones.
Mortgage
Las Olas Lending
+1 avg lift5.2 mi129 homes served
- Avg lift
- +1
- Avg savings
- $1,120/year
- Response time
- Under 4 hours
Why Raya recommended them
Documented homes qualify for better refinance terms in this market.
This is a demo home. Claim yours to see your own .
Claim Your Homeidentifies potential savings opportunities and recommended reviews. Actual savings depend on the property, policy, coverage, provider, eligibility and completed actions.
is an evolving homeowner intelligence framework. Recommendations and scores disclose the available information, assumptions and confidence behind them. is not an appraisal, valuation, inspection or insurance assessment.